Not only will account holders get takaful coverage, they will also be eligible for PTPN’s loans effective immediately.This monthly commitment is dependent on which of the six packages are chosen, the least is RM 30 for Intan to RM 500 for Berlian. The idea is that an account will be opened under the benefactor’s name, most commonly using parents’ name. The beneficiary will be the child, and all the deposited amounts would be used for the purpose of the beneficiary education. Using the monthly deposit schemes, this method could prevent a graduate to be burdened to pay back the loans, as the money generated to pay their education originates from the graduate, or graduate parents itself. (Yes that’s right, the beneficiary CAN deposit amounts for their own account). If the amount is not enough, PTPTN would offer a loan as having an account will make them eligible for the loan. Thus, upon graduation they will only need to settle the remaining loans. It may not be little, but it is certainly better than settling the whole RM 40,000+ fees from scratch.