Some benefits of the SSPN-i Plus scheme is that account holders is eligible for tax relief until up to RM 12,000. For a commitment as low as RM 30 per month, there are also competitive dividends, Takaful benefits for 36 critical illnesses and also Takaful coverage for death or permanent disabilities up to RM 1 million. Not only that, the death benefit, or khairat, includes spouse and up to three children. In addition to being syariah compliant, the savings are guaranteed by the government, medical check-ups are exempted and also the availability of hospitalisation allowance certainly illustrates the mounting need for students to start their scheme as soon as possible.